We are here to help you build and grow your business.
We take care of our clients with honesty, integrity and persistence while reflecting the character of God.

Expect experience and expertise with our combined 50+ years in the software business.

Cart32 Features

Cart32 Product Features

  • Web-based control panel
  • No software to install (hosted solutions only)
  • No HTML or programming experience required
  • Free manual, videos, tutorials, how-to articles, other resources
  • United States based customer service
  • Free technical support via phone, email, and chat
  • Supports Microsoft® Access, MySQL®, and Microsoft® SQL Server databases
  • Import existing products database (limited compatibility)
  • Export and import Cart32 client data and settings
  • Easily add products to your existing website using our HTML form wizard
  • Easy to use options builder for product options such as size and color
  • No product limits
  • Offer quantity discounts, custom discounts, and coupon codes
  • Sell and accept gift certificates
  • Inventory management automatically deducts items from inventory on completion of sale
  • Generate inventory reports based on your set reorder points
  • Integrates with QuickBooks® using .iif file format
  • Support for downloadable products or softgoods such as .mp3 or .pdf
  • Easily add shopping cart to existing web site
  • Customizable templates for check out pages
  • Easily match check out pages to existing web site
  • Compatible with FrontPage® and Dreamweaver® *
  • Complete control over store design
  • Support for Cascading Style Sheet (CSS)
  • Support for button images
  • Functions to update item, delete item, empty cart, and continue shopping
  • Support for .asp, .php, etc. on checkout pages
  • Change currency format
  • Offline credit card processing, phone orders, and C.O.D.
  • Create your own payment options
  • Integrates with Google Checkout®
  • Integrates with buySAFE®
  • Integrates with PayPal Payments Standard®
  • Integrates with PayPal Payments Advanced®
  • Integrates with PayPal Payments Pro®
  • Compatible with Authorize.net, Linkpoint, Verisign, and more
  • Online real time credit card processing with over 50 gateways.
  • Cart32 compatible payment gateways.
  • Electronic check payments (ACH)
  • CVV2 security code support
  • Export order data to .txt, .csv, or flat file
  • Support for preCharge, Verified by Visa, and Mastercard SecureCode
  • Support for running an external script after an order has been placed
  • Software upgrades included
  • Shared SSL included
  • Lifetime support included
  • No installation required
  • Free Estore builder
  • Create you own tax settings
  • Designate items as tax exempt or special tax
  • Exclude item(s) from tax or apply special tax per item
  • Flat tax or per item tax
  • Base tax on City, City/State, County, County/State, Country, Zip code range
  • Tax on shipping optional
  • Create you own shipping configurations
  • Ship by price, weight, number of items, and more
  • Add handling charges
  • Designate minimum shipping charges
  • Designate free shipping on items
  • Separate shipping into multiple boxes
  • Support for international shipping
  • Specify max weight per box and item ships in own box
  • Restrict shipping based on location using state, country, or zip code range
  • Supports tracking numbers for shipping carriers
  • Integrates with major shipping carriers
  • Integrates with DHL, FedEx, and USPS real-time rates
  • Integrates with UPS rates database
  • Create shipping labels for DHL, FedEx, and USPS
  • Create discounted USPS labels through VIPparcel (USPS Wholesaler)
  • 6 shipping configurations available. Cart32 shipping types.
  • Display multiple shipping types
  • Conditions to hide/show shipping configurations
  • Customer list
  • Order list
  • Sales report
  • Sales tax report
  • Sales by customer report
  • Lost sales report
  • Inventory report
  • All customer data is stored in database
  • Repeat customer information stored
  • Customers can view order history
  • Live order status and tracking
  • User account login
  • All orders stored in a database for easy recall
  • Cart summary window shows items in cart on your web site
  • View live orders on your web site *
  • Integrates with several referral programs
  • Send newsletters to customers
  • Customizable order emails
  • Automatic confirmation emails
  • Order status emails (processed, shipped, etc.)
  • Password-protected admin access
  • Full HTTPS/SSL support
  • Secure HTTPS/SSL admin access
  • Secure Public/Private Key Encryption

Cart32 Merchant Services

Cart32 Merchant Services allows you to accept all major credit cards. This includes Visa, MasterCard, American Express and Discover.

With Cart32 Merchant Services, you can make sure that you reach the widest possible customer base by not limiting your transactions to a small number of payment options. This allows for more sales potential, better security options, and more flexibility for your payments.

Cart32 Gateway - Do all of your charging, batches, credits, voids, etc. all within your Cart32 administration. No additional log in needed.

Interested in finding out how much money Cart32 can save you with our Merchant Services? Feel free to email in your most recent statement from your current provider so we can show you the savings! (support@cart32.com)

No risk, no pressure, just a pure and honest comparison.

Site Integrations

Cart32 integrates seamlessly with existing websites and content management systems so that you can spend more time selling and less time coding. We also give the ability to build completely new websites through our integrated store builder. You can manage your entire ecommerce business in one location with our store builder and merchant services / gateway! Find yourself needing help? We have been helping our customers sell online since 1996. Let us put our experience to work for you.


Add products to an existing site Add unlimited product options Place products anywhere on a site


Create an expansive product catalogue Utilize Joomla! and their theme library Expand your business in Joomla!


Tailored development with Cart32 trained developers Customize your site to your exact needs Create your businesss according to your dreams

Payment Processing

Cart32 Gateway

Cart32 Gateway is the new payment gateway that is integrated directly into Cart32. It has the following features:

  • Virtual Terminal for processing phone orders
  • Authorizing credit cards at the time of an order
  • Capture/Settle an authorized order when order is shipped
  • Void / Refund orders to maintain high customer service
  • Ability to view Unsettled and Recently Declined transactions
  • Daily settlement summary email
  • Transaction Search
  • Batch Viewing

Gateway Pricing

Our gateway is easy to use and cost effective. That means low costs for extra savings! The following are the only two fees that you pay with our Gateway:

  • $10 per Month
  • $0.10 per Transaction

That's it! No hidden costs, just straight forward and fair pricing!

Check out our guide for the Cart32 Gateway.

Don't have a merchant account yet? No problem! Our gateway is so flexible that not only will it integrate with Cart32's Merchant Services, but it will also integrate with any TSYS Merchant Account and still enjoy all the benefits of having a fully integrated Online Shopping Cart and Payment Gateway Experience!

Paypal Options

Watch this short video and learn the basics of how online payment processing works. You'll also find out what to look for when selecting the best payment processing solution for your business.

Accept Credit Cards Online

All-in-One Payment Solutions

Choose from a variety of bundled payment solutions to accept credit cards and other methods of payment on your website.

  • PayPal Payments StandardSign Up

    Accept credit card, PayPal, and PayPal Credit payments securely. Your buyers are sent to PayPal-hosted pages to pay.

  • PayPal Payments AdvancedSign Up

    Accept credit card, PayPal, and PayPal Credit payments with a PCI-compliant checkout that keeps customers on your site.

  • PayPal Payments ProSign Up

    Accept credit card, PayPal, and PayPal Credit payments with a completely customizable checkout.

Gateway Solutions

Use a merchant account from your financial institution to accept online payments.

  • Payflow LinkSign Up

    Securely accept credit card, PayPal, and PayPal Credit payments with your merchant account.

  • Payflow ProSign Up

    Connect your merchant account with a fully customizable gateway to accept credit cards, PayPal, and PayPal Credit.

Accept Other Methods of Payment

PayPal ExpressSign Up

Give buyers another way to pay by adding PayPal as an additional payment method to your checkout page.

American Express Payment GatewaySign Up

The American Express® Payment Gateway enables merchants to conduct business through a secure platform that meets their ecommerce and digital payment business needs. With customizable pricing plans and add-on features, we have a solution that can fit just about any business.

The American Express Payment Gateway delivers value:

  • We're here for you, day or night. Experience world-class American Express customer service and support, available 24/7*.
  • We're flexible. The American Express Payment Gateway works with over 30 local and global payment acquirers/processors and offers a flexible API which supports most major payment types.
  • We help mitigate fraud. All customers are offered 'Essential' advanced anti-fraud tools powered by Accertify, a leading provider of fraud prevention solutions, as standard. Upgrade to the 'Professional' package and get access to enhanced tools to meet your business needs.
  • We're secure. Customer credit card information is securely stored on PCI DSS level one compliant servers. With our optional tokenization services, customers can still make future purchases quickly and easily.

Real-time Payment Gateways

If you already have an existing merchant account with another payment processor, no need to worry! Our cart system has you covered. We offer over 80 different processors you can use right away. If your processor is not listed below, you may still be able continue using your current processor. Check with your processor to see if it can be used in AuthorizeNet3 mode.

  • Cart32 Gateway
  • 2CheckOut.Com
  • Access Point
  • American Express Gateway
  • AuthorizeNet 3.0
  • AuthorizeNet 3.1
  • AuthorizeNet 3.1 Updated
  • Bank of America
  • BeanStream
  • Blue Fin 3.0
  • Blue Pay
  • Blue Pay 2.0
  • Cielo Payments, Inc.
  • CyberCash 3
  • CyberSource
  • DPI Merchant Services
  • Echo 3.0.313
  • eProcessingNetwork
  • FirePay
  • Global Gateway e4
  • goEmerchant
  • GoRealTime
  • iBill
  • ICS Access
  • Innovative Gateway
  • IntelliPay 4.0
  • iTransact
  • LinkPoint API
  • LinkPoint Basic
  • LinkPoint HTML
  • Lynk Systems
  • Moneris
  • Moneris US
  • Nauticom
  • Net1 Payment Systems
  • Network Merchants API
  • Nobel Pay
  • Novapointe
  • Online Commerce Corperation
  • Optimal Payments
  • Paradata
  • Paycom.net
  • Payflow Link
  • Payflow Pro
  • PayFuse
  • PayJunction
  • PaylinX
  • Paymentech
  • Paymentech64
  • Payment Processor.net
  • Payment Resources
  • Paypal Direct Payment
  • PayReady
  • PayTrace
  • Plug n Pay
  • PSIGate
  • PSIGate XML
  • Quantum Gateway
  • Quick Commerce v3.0
  • RBS Lynk
  • RightConnect
  • Sage
  • SecPay (Testing)
  • SecPay
  • SecureNet 2.8
  • SecurePay
  • SecurePay 2
  • SkipJackIC
  • Slim CD
  • SurePay
  • TerraPayments
  • The Processing Network
  • TotalPay v4.5
  • USA ePay
  • USA Merchant
  • uSight Gateway
  • ViaKlix
  • ViaKlix 2
  • Virtual Merchant
  • Virtual Money
  • ZipZap

Real-time Check Processing

Not only do we support processing credit cards in real-time we also support check processing! We currently offer support for check processing through the following processors:

  • Cart32 Gateway
  • AuthorizeNet 3.1
  • BlueFin 3.1

Apply Now

Step 1 - Applicant and Owner Information

Applicant Information
Owner Information